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Insurance Information

It is a policy at SUNYIT that each student has health insurance. Each semester you are billed automatically for the Student Health Plan (SHP). You have three options when it comes to insurance coverage as an athlete. 

NEW AND RETURNING Student-Athletes must complete:
Insurance Information Form (pdf)

Option 1 - Continue to use your own private insurance and waive the SHP.  Even though you play intercollegiate athletics for SUNYIT, your insurance is the primary insurance. To waive the SHP, you must show proof that you have other insurance coverage.

Option 2 - Continue to use your own private insurance as primary insurance and use the SHP as secondary insurance. It is our suggestion that you have both plans (private/college) for "unexpected happenings". For example, sometimes parent insurance coverage ends on the day of graduation. At times, our teams make post-season play which may be past the graduation date. If the athlete were to get injured after graduation, there will be no coverage.

Option 3 - If you don't have private insurance coverage, your plan will consist of the SHP. Only at this time does the college insurance act as the primary insurance. This policy has coverage from August to August and covers up to $3,500. If your injuries exceed this amount, the Athletic Department has insurance coverage that will begin at $3,500 and cover up to $75,000. At that point the NCAA Catastrophic Insurance begins coverage at $75,000.

It is important for you to realize that with any insurance coverage there could be out-of pocket expenses for above reasonable and customary charges, or deductibles for items such as crutches, braces, etc. that the insurance company will not pay. Therefore, playing intercollegiate athletics can translate into some out-of pocket medical expenses.

Are you an international student-athlete?
Our international student health plan is different from the general student health plan. Please be aware that International Student-Athletes are only covered up to $1,500 for athletic injuries. It is our suggestion that if you are planning on playing Intercollegiate Athletics, that you purchase the Student Health Plan.